Commercial Real Estate Loans From $100,000 to Over $100,000,000
Affinity Capital Solutions offers a wide range of commercial real estate lending options for any and all commercial properties. Whether you are looking to purchase or build an owner-occupied building or you need financing for investment properties, we can help. Our lending experts will identify the right commercial real estate financing for projects large and small, providing you with the depth, efficiency, and extensive knowledge you have come to expect from Affinity Capital Solutions. We can offer both recourse and non-recourse options, based on your deal.
SBA 7a and 504 Loans
We offer highly competitive rates for small business loans that fall under the U.S. Small Business Administration 7(a) Loan Program. These loans can be used for owner-occupied properties, as well as flagged or non-flagged hotels. This financing comes with competitive terms for up to 25 years.
Conventional Commercial Real Estate
When you need a loan for properties ranging from $200,000 to over $100 million our conventional loan program is a good fit. We can help with both owner-occupied and stabilized investment properties with competitive rates as low as 3.75% and LTVs up to 75%. These loans are available in terms of 10 years with a 30-year amortization, and are available for a variety of properties for acquisition or refinance, including:
- Multi-family units
- Industrial warehouse space
- Office or retail space
- Mobile home parks
Commercial Mortgage-Backed Securities (CMBS) are properties securitized into a pool so they can eventually be transferred to a trust. They generally come from high-profile Wall Street firms, which means they are only available to companies that have long-standing relationships with these financial partners. CMBS loans provide investors with low rates, non-recourse debt, and fixed payment terms of 10 years, with a 30-year amortization and cash-out ability. Common loan amounts range from $1 million to $50 million and they are often used for multi-family, retail space and anchored or unanchored shopping, office buildings, hotels, and credit single tenant. These loans are not widely available to investors, but Affinity Capital Solutions can connect you with the right people to get these deals done.
Equity and Mezzanine Financing
Getting the right equity and mezzanine financing means having the help of an experienced lender like Affinity Capital Solutions. Our network of high-net-worth investors provides commercial and real estate financing for projects ranging from $5 million to $100 million or more.
HUD and FHA Lending
For acquisition, new construction, rehabilitation and refinancing on multi-family units, hospitals and healthcare facilities, rental and senior living and more, FHA loans offer many benefits. Some of the highlights of these loans include:
- Long-term lending
- Low fixed rates
- Assumable loans
- Full amortization
- Loans from $2 million to $50 million
- Tax-exempt financing with credit enhancement
Since every construction project is different, the experienced lenders at Affinity Capital Solutions can help with construction-to-permanent loans or other specialization based on your needs. These projects often range from about $10 million to $100 million or more, and require that principles of the deal have equity experience.
International Commercial Real Estate
When your growth takes you abroad, Affinity Capital Solutions can help with commercial real estate financing, using equity, mezzanine, or debt financing. We have extensive experience in Europe and Eurasia, but we can help you structure deals from $50 million to $1 billion in other markets throughout the world.